Mortgage Rate Float Down on an Arizona Refinance 2026: How to Get a Lower Rate After You Lock

Published on: 08/20/2026

A mortgage rate float down lets Arizona refinance borrowers capture a lower rate after locking, usually if market rates fall 0.25% to 0.50%. Fees run 0.25% to 1.0% of the loan. Here is when it pays. Pillar Mortgage Group, NMLS #2700076

Refinance in Arizona 2026: Should You Lock Your Rate Now or Wait for the July Fed Meeting?

Published on: 07/15/2026

Should you refinance your Arizona mortgage now or wait for the July 2026 Fed meeting? With rates near 6.5% and no cut expected July 28-29, here's how to decide. Pillar Mortgage Group, NMLS #2700076

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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